Products & Services

Making your loans hassle-free & convenient

The primary focus of Loan World is to provide small personal loans to individuals who are in need of financial assistance. Our loans are facilitated through salary deductions to employees of reputable companies in an effort to avoid high risk we are determined to continually deliver quality service to our customers in helping them meet their financial needs.

Pay DAY LOANS

 

Whether you need short-term cash to consolidating your debts, Medical Expenses, Vehicle Financing, Tuition Fees, Bill Payments, Insurance Deposits, you can apply for a payday loan at S&C Financial Ltd. Available to any Civil Servant or persons from approved Private Sector Companies.

NB. Loan is for a 2 month duration and offered for various purposes like:

  • Debt Consolidation
  • Medical Expenses
  • Vehicle Financing
  • Tuition Fees
  • Bill Payments
  • Insurance Deposits

Requirements:

  • Taxpayer Registration Number (TRN)
  • ID – Passport, Driver’s License, National ID and Employment
  • Job Letter – Minimum 1 year service
  • Last 3 months payslips
  • Guarantor (if required) TRN, ID (Passport, Driver’s License, National ID or Employment ID) and Last 3 payslips

Back to school Loans

There is no need to worry about Back to School Expenses. At S& C Financial Ltd, We have the best financial solution for you and your children’s future. Come in today and lets us help you and your children

Requirements:

  • Taxpayer Registration Number (TRN)
  • ID – Passport, Driver’s License, National ID and Employment
  • Job Letter – Minimum 1 year service
  • Last 3 months payslips
  • Guarantor (if required) TRN, ID (Passport, Driver’s License, National ID or Employment ID) and Last 3 payslips

Salary Deduction loans

Accessible to all Civil servants and employees of Private companies, who have met the required approval criteria.

With S&C Financial Salary Deduction Loan we lend a Maximum Loan amount of $2,000,000.00 with up to 60 months to repay!

Requirements:

  • Taxpayer Registration Number (TRN)
  • ID – Passport, Driver’s License, National ID and Employment
  • Job Letter – Minimum 1 year service
  • Last 3 months payslips
  • Guarantor (if required) TRN, ID (Passport, Driver’s License, National ID or Employment ID) and Last 3 payslips

Bank Direct loans

Offered to who may not be able to secure a salary deduction arrangement from an Employer but salary goes directly to a Bank Account. Same day processed loan or within twenty four (24) hours

Requirements:

  • Taxpayer Registration Number (TRN)
  • ID – Passport, Driver’s License, National ID and Employment
  • Job Letter – Minimum 1 year service
  • Last 3 months payslips
  • Last 3 months bank statement
  • Guarantor (if required) TRN, ID (Passport, Driver’s License, National ID or Employment ID), Last 3 months bank statement and Last 3 payslips

Small business loans

looking to increase your business growth potential?

S&C Financial is here to offer the best financial solutions for our clients that operates small businesses and skilled workers.

S&C Financial caters to shop keepers, hairdressers, wholesalers, barbers, carpenters, higglers, Contract Worker, Restaurants, etc.

Also, you may use collateral to access this loan. Collaterals may be your furniture, appliances or motor vehicle. (Pictures of furniture floating around)

You will need:

  • You must be 59 years old or younger
  • ID & TRN
  • Business Registration Certificate (optional)
  • Bank Statement for the last 3 months (optional)
  • 3 current Utility Bills (does not have to be in your name)
  • 2 written recommendation letters (from a J.P., High School Principal, Higher Purchase Co., Inspector of Police, Pastor, etc.)
  • Recommendation must be signed and stamped or sealed
  • Minimum of 5 Appliances (must take in at least 3 receipts).
  • Motor Vehicle – needs to be less than 20 years old
  • 1 Passport size Photo

Vehicle title loans

With S& C Financials Ltd. you get access to loans for car repairs, insurance, bill payments and so much more with the use of your Motor Vehicle Title!

Same day processed loan or within twenty four (24)

It’s as easy as A-B-C!

Take the following to any one of our locations:

  • ID & TRN
  • 2 current utility bills (does not have to be in applicant’s name).
  • Processing fee
  • Proof of employment (where applicable)
  • Proof of income (road license or 3 months pay slips)
  • Vehicle documents (fitness, registration, insurance and title)
  • If title has two names both persons must be present to sign the bill of sale.

COME IN TODAY! WE ARE EAGER TO SERVE YOU.

Vehicle financing loans

Interested in getting your own Motor Vehicle?

We will have you moving in the right direction with the best repayment terms that are customized to fit your budget, making it easy for you to breathe while buckling your seat belt!

NB – S&C Financials will give you up to 70% financing of the cost of the Vehicle.

All you need is:

  • Vehicle must be 10 years or younger
  • ID and TRN
  • Insurance Deposit
  • Vehicle Information (Proforma Invoice)

(Maximum loan amount $1,000,000.00)

If the vehicle is used as a Taxi, take these along with the above:

  • Processing Fee ($8,750 or 3% of loan for loan amount over $500,000.00)
  • 30% Vehicle Cost

For Private Vehicles:

  • Current job letter
  • 3 last pay slips
  • Processing Fee

VISIT ANY ONE OF OUR LOCATIONS TODAY !